Our Services
Voluntary Sequestration
The "Hard Reset" for Insolvency.
At Integrated Financial Wellness, we provide expert solutions for your voluntary sequestration challenges. Trust our dedicated team to guide you through every step.
Learn MoreContact Us About Sequestration
Our Commitment
Our Commitment to Your Financial Well-being
When your liabilities (debt) far exceed your assets, and Debt Counselling is not a viable solution, Voluntary Sequestration is a High Court application to surrender your financial estate.
Our team consists of experienced legal consultants specialising in insolvency matters. With a diverse range of expertise, we collaborate closely to develop effective strategies for our clients. Together, we uphold the highest standards of confidentiality and professionalism throughout the entire process.
Why Consider Sequestration
The Benefits
Write Off Up To 80% of Debt
The proceeds of your surrendered estate are used to pay a dividend to creditors (e.g., 20 cents in the Rand). The rest of the debt is legally written off.
End Harassment
All legal action and garnishee orders stop immediately upon publication of the intention to surrender.
Rehabilitation
You can apply for rehabilitation (usually after 4 years), which clears your credit record completely, allowing you to start fresh.
Our Role
We believe in personalised care, crafting financial strategies that are unique to your situation for optimal relief and recovery.